A method (10) of payment of communication services includes determining (14) if a request (12) for services is an essential service or non-essential service, determining (19) if a device and/or user is authorized for non-essential service, and determining (20) if there are sufficient pre-pay funds for the non-essential service. The method can further include rejecting (26) the request for non-essential service if the device and/or user is unauthorized or if insufficient pre-pay funds exist. The method grants (16) the request if the request is for essential service (such as voice services). The essential service or subscription or post-pay service can be added (18) to a recurring bill. If the device and/or user is authorized and sufficient prepay funds exist, then the method grants (22) the request for the non-essential service. In response or in conjunction with granting, the method can deduct (24) funds from prepay funds upon granting the request.